Which of the Following Is True of People with Master's

Which of the following is true of people with master's degrees in clinical psychology?

A) They can be licensed as psychologists in most states.
B) They typically achieve as much professional independence as people with doctoral degrees in clinical psychology.
C) They are typically paid less and perceived as less competent than people with doctoral degrees in clinical psychology.
D) Research has suggested that they are less effective than doctoral-level clinicians.