The nurse educator is teaching a group of nursing students about the methods that are used by insurance companies to ration healthcare resources. Which method does the educator include in the teaching session regarding this topic?

Question

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A)Rationing is one means of allocating healthcare resources. Rationing is a method used by individuals, insurance companies, and the government to prevent increases in the cost of healthcare or to reduce the cost of healthcare. Methods used by insurance companies to ration healthcare resources include noncoverage (e.g., noncoverage of preexisting conditions for up to a year after enrollment)and denial of coverage for services (e.g., services deemed to be experimental or those that are not supported by scientific evidence that proves their efficacy). Covering clients for preexisting conditions only, providing health savings accounts, and organ donation are not methods of rationing used by insurance companies.
B)Rationing is one means of allocating healthcare resources. Rationing is a method used by individuals, insurance companies, and the government to prevent increases in the cost of healthcare or to reduce the cost of healthcare. Methods used by insurance companies to ration healthcare resources include noncoverage (e.g., noncoverage of preexisting conditions for up to a year after enrollment)and denial of coverage for services (e.g., services deemed to be experimental or those that are not supported by scientific evidence that proves their efficacy). Covering clients for preexisting conditions only, providing health savings accounts, and organ donation are not methods of rationing used by insurance companies.
C)Rationing is one means of allocating healthcare resources. Rationing is a method used by individuals, insurance companies, and the government to prevent increases in the cost of healthcare or to reduce the cost of healthcare. Methods used by insurance companies to ration healthcare resources include noncoverage (e.g., noncoverage of preexisting conditions for up to a year after enrollment)and denial of coverage for services (e.g., services deemed to be experimental or those that are not supported by scientific evidence that proves their efficacy). Covering clients for preexisting conditions only, providing health savings accounts, and organ donation are not methods of rationing used by insurance companies.
D)Rationing is one means of allocating healthcare resources. Rationing is a method used by individuals, insurance companies, and the government to prevent increases in the cost of healthcare or to reduce the cost of healthcare. Methods used by insurance companies to ration healthcare resources include noncoverage (e.g., noncoverage of preexisting conditions for up to a year after enrollment)and denial of coverage for services (e.g., services deemed to be experimental or those that are not supported by scientific evidence that proves their efficacy). Covering clients for preexisting conditions only, providing health savings accounts, and organ donation are not methods of rationing used by insurance companies.

The Nurse Educator Is Teaching a Group of Nursing Students