The Fair Credit Reporting Act requires each of the credit bureaus to give consumers a free copy of their credit report at least twice a year.

Name: The Fair Credit Reporting Act requires each of the credit bureaus to give consumers a free copy of their credit report at least twice a year.
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The Fair Credit Reporting Act requires each of the nationwide credit bureaus (Equifax, Experian, and TransUnion) to provide consumers with a free copy of their credit report once every 12 months, not twice.

The Fair Credit Reporting Act Requires Each of the Credit