Coverage of the insured party for all injuries and incidents that occurred while the policy was in effect,regardless of when they are reported,is

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Occurrence insurance provides coverage for any incident that occurred while the policy was in effect, regardless of when the claim is reported. This is in contrast to claims-made insurance which only covers claims that are reported while the policy is still in effect. Malpractice insurance and rider insurance are types of insurance policies that can be written as occurrence policies or claims-made policies, depending on the terms of the policy.

Coverage of the Insured Party for All Injuries and Incidents