The lifetime effects of lost wages, benefits, and social security contributions that come with taking time out of the workforce to raise children is called

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The term "mommy tax" refers to the financial penalty that women may face in their lifetime earnings when they take time out of the workforce to raise children, due to the lost wages, benefits, and social security contributions. This is a form of gender-based economic inequality.

The Lifetime Effects of Lost Wages, Benefits, and Social Security