Social Security normally replaces about 80% of an individual's current earnings upon retirement.

Name: Social Security normally replaces about 80% of an individual's current earnings upon retirement.
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Social Security generally replaces only about 40% of an individual's current earnings upon retirement. However, the exact percentage can vary based on the amount of income earned and the age at which one begins collecting benefits.

Social Security Normally Replaces About 80% of an Individual's Current