A registered nurse forgot to put the siderails up for a confused patient.The patient fell out of bed and fractured his hip.The patient sues and wins a judgment (award)for $2 million.The nurse has an occurrence policy with double limit coverage of $3 million/$10 million that covered the time period when the incident occurred.The statement that best describes the nurse's situation is that her insurance policy will do which of the following?

Question

Quizplus · Accepted Answer

An occurrence policy will cover those claims that occurred during the time the policy was in effect.The policy will pay up to $3 million per claim; because the amount awarded does not exceed this,the nurse is covered.

A Registered Nurse Forgot to Put the Siderails Up for a Confused