Deposit-taking institutions have followed and originate-to-distribute model of loan origination only since the financial crisis in 2007.

Question

Quizplus · Accepted Answer

Deposit-taking institutions have been following the originate-to-distribute model of loan origination since before the 2007 financial crisis. However, the crisis did reveal significant issues with this model and highlighted the need for increased oversight and regulation in the financial industry.

Deposit-Taking Institutions Have Followed and Originate-To-Distribute Model of Loan Origination