As of 2011, credit cards used in either a credit or debit function accounted for less than 5 percent of the dollar value of payments made in Canada.

Name: As of 2011, credit cards used in either a credit or debit function accounted for less than 5 percent of the dollar value of payments made in Canada.
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According to the sentence, credit and debit cards accounted for less than 5 percent of the dollar value of payments in Canada in 2011.

As of 2011, Credit Cards Used in Either a Credit