Which of the Following Observations Is NOT True

Which of the following observations is NOT true?

A) The use of electronic methods of payment is far higher in major developed countries other than in Canada.
B) E-money payments are virtually nonexistent in Canada.
C) Money stored in e-money accounts and cards is covered by deposit insurance.
D) Canadian FIs have been slow in adopting and using online banking and electronic payment methods extensively.
E) All of these.