In Its Role as a Delegated Monitor, an FI

In its role as a delegated monitor, an FI

A) keeps track of required interest and principal payments on loans it originates.
B) works with financially distressed borrowers in danger of defaulting on their loans.
C) holds portfolios of loans that they continue to service.
D) maintains contact with borrowers to ensure that loan proceeds are utilized for intended purposes.
E) All of these.