Which of the following terms refers to the idea that some make decisions based on a "consume now, pay later" mentality?

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Payment decoupling refers to the separation of the pain of paying from the pleasure of consuming, which can lead to people making decisions based on the "consume now, pay later" mentality. This can happen when people use methods like credit cards or delayed payment plans that allow them to enjoy the benefits of a purchase immediately without feeling the immediate impact of the cost.

Which of the Following Terms Refers to the Idea That