Relative to people who are eligible for group health insurance, individuals who are not covered by a group health insurance plan tend to pay
A) more for health insurance regardless of their health condition.
B) more for health insurance if they are unhealthy and less for health insurance if they are healthy.
C) less for health insurance regardless of their health condition.
D) less for health insurance if they are unhealthy and more for health insurance if they are healthy.

Question

Quizplus · Accepted Answer

Individuals who are not covered by a group health insurance plan tend to pay more for health insurance regardless of their health condition because group plans offer lower premiums due to the risk being spread out among a larger pool of people. Individuals who seek individual health insurance coverage are viewed as a higher risk and may have to pay more to compensate for the additional risk.

Relative to People Who Are Eligible for Group Health Insurance