Which of the following terms refer to the use of software and hardware to steal data (usually related to credit cards)by intercepting e-transmissions,which then enable the cloning or counterfeiting of specific financial instruments (credit cards,bank cards,etc.)for the purposes of theft and fraud?

Question

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Skimming is the act of stealing credit card information from an unsuspecting victim with a small electronic device called a skimmer, which is placed on a card reader, such as an ATM or gas pump. The device then captures the credit card information from the magnetic strip, which can then be used for fraudulent transactions or sold on the black market. Hacking refers to the act of illegally accessing computer systems or networks. Luring is a technique used to trick victims into divulging personal information, while phishing involves sending fraudulent emails in an attempt to obtain sensitive information.

Which of the Following Terms Refer to the Use of Software