A health issue that existed prior to enrollment in an insurance plan, is called a pre-existing condition.

Question

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A pre-existing condition is defined as a health issue that existed before the enrollment in an insurance plan, which may affect the coverage and cost of the insurance plan. In the past, insurance companies could deny coverage or charge higher premiums for people with pre-existing conditions, but the Affordable Care Act (ACA) prohibits this practice. Under the ACA, insurance companies cannot deny coverage or charge more based on pre-existing conditions.

A Health Issue That Existed Prior to Enrollment in an Insurance