What lawsuit should an insurer file to resolve uncertainty over whether it must defend a policyholder under the scope of a liability policy?

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There may be uncertainty as to whether a claim alleged against an insured would fall within the scope of the liability insurance policy.This means it is not clear if the insurer has a duty to defend.Insurers tend to take one of two approaches to resolve this uncertainty.One option is filing a declaratory judgment action against the insured to ask the court to determine whether the insurers owe obligations to the insured in connection with the particular liability claim.

What Lawsuit Should an Insurer File to Resolve Uncertainty Over