An instrument that is payable "to cash" can be negotiated simply by giving it to the person to whom you wish to transfer it.

Name: An instrument that is payable "to cash" can be negotiated simply by giving it to the person to whom you wish to transfer it.
Brand: Quizplus
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Question

Quizplus · Accepted Answer

If someone gives you a check that is made payable "to the order of cash," you can negotiate it simply by giving it to the person to whom you wish to transfer it.No indorsement is necessary to negotiate an instrument payable to bearer.

An Instrument That Is Payable "To Cash" Can Be Negotiated