In the Case in the Text Lehigh Presbytery V

In the case in the text Lehigh Presbytery v.Merchants Bancorp,why did the court find in favor of Lehigh Presbytery?

A) Because the bank's employee was part of Hunsberger's scheme to steal money from the church.
B) Because the evidence demonstrated the bank knew the checks contained a restrictive indorsement and disregarded it anyway.
C) Because the check contained a restrictive indorsement and the bank had an unwaivable obligation to follow it.
D) Because the bank employees removed the restrictive indorsements from the checks.