If Your PPO Has an In-Network Coverage Rate of 90

If your PPO has an in-network coverage rate of 90 percent and an out-of-network coverage rate of 60 percent,this means that

A) your deductible will decrease by 30 percent if you visit an out-of-network specialist.
B) you will be responsible for paying 40 percent of the costs associated with out-of-network services.
C) you are more likely to be denied coverage for out-of-network services.
D) you can expect to pay 60 percent of costs for out-of-network services.