Which health insurance coverage requires careful shopping because coverage and cost vary from company to company?

Question

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Individual health insurance coverage requires careful shopping because coverage and cost vary from company to company. Group health insurance coverage is often predetermined by the employer and may not offer many options, while hospital expense, surgical expense, and physician's expense may be covered by either individual or group health insurance but are not the primary type of coverage.

Which Health Insurance Coverage Requires Careful Shopping Because Coverage and Cost