A basic supplementary health and disability insurance plan should

Question

Quizplus · Accepted Answer

A basic supplementary health and disability insurance plan should include coverage for hospital costs, supplementary prescription drug charges, and dental maintenance. These are common expenses that can add up quickly and having coverage for them can provide financial protection. Out-of-hospital expenses and vision care insurance are not necessarily basic coverage options, and $2 million lifetime maximum for each family member may be excessive for a basic plan. Providing one year's hospital room and board in full may also not be necessary or practical for a basic plan.

A Basic Supplementary Health and Disability Insurance Plan Should