If you have trouble paying your bills,
A)take a personal finance course.
B)turn to a company that claims to offer assistance in solving debt problems.
C)check with your local Better Business Bureau for help.
D)seek assistance from a collection agency.
E)try to solve the problem with your creditor.

Question

Quizplus · Accepted Answer

Trying to solve the problem with your creditor directly is the best option as it allows you to negotiate a payment plan or discuss other options that may be available to avoid collections or other negative consequences. Seeking assistance from a collection agency may lead to additional fees and damage to your credit score. Taking a personal finance course or turning to a debt assistance company can also be helpful, but should be considered after trying to work directly with the creditor. Checking with the Better Business Bureau can provide information on reputable resources, but may not be the most effective solution for immediate bill payment issues.

If You Have Trouble Paying Your Bills