_____ occurs when the debtor does not make the mortgage payments on property that is generating income. The debtor takes the money and uses it for himself and lets the real estate go into bankruptcy.

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Skimming occurs when the debtor does not make the mortgage payments on property that is generating income. The debtor takes the money and uses it for himself and lets the real estate go into bankruptcy. This is often seen in the commercial real estate market.

_____ Occurs When the Debtor Does Not Make the Mortgage