Anil, an Indian biology professor, went to a community bank to apply for a home loan.The banker told Anil that he would not qualify for a loan.According to the bank's policy, the banker explained, it was risky to offer loans to minority group members because they were not likely to hold a steady job.This scenario illustrates _____.

Question

Quizplus · Accepted Answer

Institutional discrimination refers to the systematic and widespread policies and practices of an organization or institution that result in unequal treatment of certain groups. In this scenario, the bank's policy of not offering loans to minority group members is an example of institutional discrimination, as it creates barriers to equal access to resources and opportunities based on race or ethnicity. The banker's justification that minority group members are not likely to hold a steady job is a stereotype and a form of prejudice that contributes to the discrimination.

Anil, an Indian Biology Professor, Went to a Community Bank