The amount of the minimum required distribution from a 401(k) at age 70½ is based on your life expectancy at the time of the distribution.

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The amount of the minimum required distribution from a 401(k) at age 70½ is determined by dividing the account balance by the distribution period based on the IRS provided life expectancy tables. The distribution period is determined by your age and the IRS tables provide life expectancy factors for those reaching age 70½ and beyond.

The Amount of the Minimum Required Distribution from a 401(k)