For the Average Individual, Which One of the Following Statements

For the average individual, which one of the following statements is most likely correct regarding retirement?

A) My costs of daily living will decrease significantly once I retire.
B) I can only expect to live about ten years in retirement, so I don't need to save all that much money.
C) Once I retire, all my medical bills will be paid by Medicare.
D) My employer's pension plan will provide sufficient income to meet all my retirement needs.
E) I need to save whatever I can, even if it's a small amount, to help cover my retirement costs.