A suicide clause means that the insurance company:

Question

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A suicide clause in an insurance policy means that if the policyholder commits suicide within a certain time frame (usually two years after the policy is issued), the insurance company will pay a death benefit equal to the amount of premiums paid. This clause is designed to prevent people from taking out large life insurance policies with the intention of committing suicide shortly afterwards. After the two-year period, the suicide clause no longer applies, and the policy will pay the full death benefit if the policyholder dies due to suicide.

A Suicide Clause Means That the Insurance Company