Which form of homeowner's policy provides coverage for the most risks?

Question

Quizplus · Accepted Answer

Special homeowner's policy provides coverage for the most risks compared to Basic and Broad policies. It covers structural damage to the dwelling from any risk that is not specifically excluded in the policy. It also covers personal property on an "open perils" basis, meaning almost all risks are covered unless specifically excluded. Additionally, it provides coverage for liability and additional living expenses.

Which Form of Homeowner's Policy Provides Coverage for the Most