What type of coverage in a home insurance policy is designed to pay for legal action taken against a homeowner who may be legally responsible for injury or property damage of others?

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Liability coverage is designed to protect a homeowner from legal action taken against them if they are found to be legally responsible for injury or property damage to others. This coverage can pay for legal fees, court costs, and settlements or judgments up to the limit of the policy. Medical payments coverage provides coverage for medical expenses regardless of fault, while a floater provides additional coverage for specific high-value items. Comprehensive coverage typically covers damage to a home from non-collision events such as fire, theft, or weather-related damage. Personal property coverage protects personal belongings from damage or loss.

What Type of Coverage in a Home Insurance Policy Is