If you receive a phone call from a debt collector:
A) hang up on him or her.
B) expect follow-up written communication.
C) dispute the fact that you owe the money.
D) threaten the collector with a law suit.
E) contact your attorney immediately.

Question

Quizplus · Accepted Answer

Hanging up on a debt collector is not a productive solution as they will likely continue to call. Disputing the fact that you owe the money may be an option, but it is best to do so in writing after receiving verification of the debt. Threatening the collector with a lawsuit can escalate the situation and is not necessary at this stage. If needed, contacting an attorney for further guidance may be helpful, but it is not the first step. The best option is to expect follow-up written communication and take appropriate action based on the information received.

If You Receive a Phone Call from a Debt Collector