If there is incorrect information in your credit file:
A) you should sue the credit bureau.
B) the credit bureau has no power to change it.
C) the credit bureau must reinvestigate and modify or remove inaccurate data.
D) you must wait at least six months prior to launching an investigation.
E) you have no means of correcting it.

Question

Quizplus · Accepted Answer

If you find incorrect information in your credit file, the credit bureau must reinvestigate and modify or remove inaccurate data. The Fair Credit Reporting Act (FCRA) requires credit bureaus to investigate disputes within 30 days of receiving a dispute letter from a consumer.

If There Is Incorrect Information in Your Credit File