While you are resolving a billing dispute, a creditor may:
A) not threaten your credit rating.
B) send this information to a credit bureau.
C) require you to pay the bill in full and then credit your account if the error is found.
D) start the collection process.
E) demand that you surrender your credit card.

Question

Quizplus · Accepted Answer

The creditor is not allowed to threaten your credit rating while a billing dispute is being resolved. This is considered a violation of the Fair Credit Billing Act.

While You Are Resolving a Billing Dispute, a Creditor May