If a husband and wife involved in bankruptcy cannot decide whether to use the state or the federal exemptions,the state exemptions are deemed elected.

Name: If a husband and wife involved in bankruptcy cannot decide whether to use the state or the federal exemptions,the state exemptions are deemed elected.
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If a husband and wife cannot agree on whether to use state or federal exemptions in bankruptcy, the federal exemptions are typically deemed elected by default.

If a Husband and Wife Involved in Bankruptcy Cannot Decide