Saving and borrowing behaviour is indicative of a family:

Question

Quizplus · Accepted Answer

Families that adjust their standard of living to reflect transitory changes in income are more likely to save when they have surplus income and borrow when they have temporary shortfalls. This behavior indicates that the family is adapting to changes in income to maintain their standard of living, rather than being consistently at the upper or lower ends of the income distribution. Families that have a difficult time balancing their standard of living or are poor may have more consistent borrowing behavior, while those at the upper end of the income distribution may not need to borrow or save in the same way.

Saving and Borrowing Behaviour Is Indicative of a Family