In Mordecai Vs

In Mordecai vs.Blue Cross/Blue Shield of Alabama,the court determined that _____.

A) a patient cannot sue their health insurance company for breach of contract because that is prohibited by statutory law
B) terms of an insurance policy cannot be altered after inception because the patient pays a monthly premium for insurance coverage and signing the contract protects the insurance company
C) the insurance company had the right to deny payment for major medical expenses regardless of whether procedures and services performed were medically necessary.
D) the insured had the right to proceed against the insurance company for breach of contract to determine whether it had correctly determined that patient care was not medically necessary