One should not use credit to purchase food,clothing,and other nondurables,even if it is only for convenience and the balance will be completely paid upon billing.

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Using credit for non-durable items, even if the balance is paid off in full, can lead to a cycle of debt and financial instability. It is best to reserve credit for larger purchases and emergencies.

One Should Not Use Credit to Purchase Food,clothing,and Other Nondurables,even