An insured individual's right to continue a health insurance policy if he or she chooses is known as:

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Renewability refers to an insured individual's right to continue a health insurance policy if he or she chooses. This means that the insurance company cannot terminate the policy or refuse to renew it because of the insured's health status or claims history. Renewability is an important protection for individuals who rely on their insurance to cover ongoing medical needs.

An Insured Individual's Right to Continue a Health Insurance Policy