A personal liability umbrella policy typically includes:
A)subsidies for flood insurance established in cooperation with a private insurance agent.
B)coverage for auto-related liability losses in excess of the limits purchased in the automobile insurance.
C)coverage for only other types of vehicles such as mobile homes.
D)the basic health and homeowner's protection needed by most families.
E)the provision for assessment of liability by the police at the scene of the accident.

Question

Quizplus · Accepted Answer

A personal liability umbrella policy provides additional coverage for liability losses that exceed the limits of other insurance policies, such as automobile insurance. It does not cover flood insurance subsidies or other types of vehicles. It also does not provide health or homeowner's protection. Liability assessment at the scene of an accident is typically done by law enforcement, not an insurance policy.

A Personal Liability Umbrella Policy Typically Includes