A Mutual Fund Had NAV Per Share of $19

A mutual fund had NAV per share of $19.00 on January 1, 2012.On December 31 of the same year the fund's NAV was $19.14.Income distributions were $0.57 and the fund had capital gain distributions of $1.12.Without considering taxes and transactions costs, what rate of return did an investor receive on the fund last year

A) 11.26%
B) 10.54%
C) 7.97%
D) 8.26%
E) 9.63%