If financial intermediaries did not have the ability to pool the resources of small savers:

Question

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Without the ability to pool the resources of small savers, financial intermediaries would have less funds to lend out, making it more difficult and costly for borrowers needing large amounts of money to obtain funds. This could ultimately slow down economic growth. Other choices, such as people saving more or decreased risk associated with lending, are less likely outcomes of this scenario.

If Financial Intermediaries Did Not Have the Ability to Pool