Using estimates of past returns, which monthly investment is most likely to result in the largest amount of money at retirement for a person in the early 20s?

Question

Quizplus · Accepted Answer

Based on historical data, stocks tend to have higher returns over the long term compared to CDs and Treasury bills. Since a person in their early 20s has a longer time horizon until retirement, they have the ability to tolerate more risk and volatility in their investment portfolio. Investing in stocks, whether through individual stocks or mutual funds, can result in the largest amount of money at retirement due to the potential for higher returns. It is important to note, however, that past performance does not guarantee future results and it is important to diversify investments and consider individual risk tolerance and financial goals.

Using Estimates of Past Returns, Which Monthly Investment Is Most