The problem caused when people are often reluctant to voluntarily pay for goods and services that provide benefits for everyone,even for those who don't pay is called the:

Question

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The free-rider problem occurs when people benefit from a public good or service without contributing to the cost of providing it. This creates a situation where people have an incentive to avoid paying, assuming that others will pay instead. This can lead to underfunding or under-provision of public goods and services.

The Problem Caused When People Are Often Reluctant to Voluntarily