Harry Mayhue gets a bad case of the flu and ends up in the hospital for three days.Which part of his basic health insurance coverage should help pay for this stay?

Question

Quizplus · Accepted Answer

Hospital expense coverage is designed to help cover the cost of a hospital stay, which is exactly what Harry Mayhue needed because he was hospitalized for three days due to the flu. Surgical expense coverage would only be applicable if Harry had to undergo a surgical procedure during his hospital stay. Physician expense coverage typically covers visits to a doctor's office or outpatient care, but not hospital stays. Major medical expense coverage kicks in after a certain threshold of expenses has been met, which may not have been reached in Harry's case. Medicare Part B is a separate program for individuals over the age of 65 and may not apply to Harry if he is younger than that.

Harry Mayhue Gets a Bad Case of the Flu and Ends