Which type of health insurance includes two features (a deductible provision and a coinsurance provision),which help keep the premium within the policyholder's means?

Question

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The type of health insurance that includes a deductible provision and a coinsurance provision is major medical expense insurance. The deductible provision requires the policyholder to pay a certain amount out of pocket before the insurance coverage begins, which can help keep the premium lower. The coinsurance provision requires the policyholder to pay a percentage of the medical expenses, which can also help keep the premium lower. These features make major medical expense insurance a good choice for individuals who want comprehensive coverage but also want to keep their premiums affordable.

Which Type of Health Insurance Includes Two Features (A Deductible