Which health insurance plan directly employs or contracts with selected medical care specialists to provide managed health care services in exchange for a fixed,prepaid monthly premium?

Question

Quizplus · Accepted Answer

The health insurance plan that directly employs or contracts with selected medical care specialists to provide managed health care services in exchange for a fixed, prepaid monthly premium is an HMO (Health Maintenance Organization). HMOs typically have a network of selected healthcare providers who agree to provide health services to members for a set fee. This differs from traditional health insurance plans like Blue Cross or Blue Shield, which typically operate on a fee-for-service basis. Medicare and Medicaid are government-run health insurance programs for specific populations.

Which Health Insurance Plan Directly Employs or Contracts with Selected