The Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act:

A) covers all retail stores,banks,or businesses that collect their own debts in their own name.
B) prohibits harassment by debt collectors,including late-night phone calls and threats of violence.
C) protects applicants from being discriminated on grounds of sex,marital status,race,color,religion,national origin,and age.
D) ensures that information concerning a person's credit background supplied to his/her creditors is both up-to-date and accurate.