Under the Revised Article 3,a Check Deposited in a Depositary

Under the Revised Article 3,a check deposited in a depositary bank without indorsement:

A) makes the bank a holder of an item delivered to it only if the customer indorses it.
B) makes the bank a holder of an item delivered to it for collection whether or not the customer indorses it.
C) makes the customer the holder only if the bank indorses it at the time of delivery.
D) makes the customer the holder only if the bank at the time of delivery qualified as a holder.