If Jamie indorses an instrument in blank and gives it to Clare Hill:

Question

Quizplus · Accepted Answer

An instrument indorsed in blank is payable to the bearer and from that act is "bearer paper." As such,the bearer negotiates it by transfer alone and no further indorsement is necessary for negotiation.If Jamie indorsed the check in blank and gave it to Clare Hill,Clare would have the right to convert the blank indorsement into a special indorsement.She could do this by writing the words "Pay to the Order of Clare Hill" above Jamie's indorsement.Then the check would have to be indorsed by Clare before it could be negotiated further.

If Jamie Indorses an Instrument in Blank and Gives It