This clause bars the insurer from contesting its liability on the policy on the basis of the insured's misrepresentations if the policy has been in force for a specified period of time.

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A common clause in life insurance policies is an incontestability clause.This clause bars the insurer from contesting its liability on the policy on the basis of the insured's misrepresentations if the policy has been in force for a specified period of time (often two years).

This Clause Bars the Insurer from Contesting Its Liability on the Policy