Which of the Following Is True of Consolidated Omnibus Budget

Which of the following is true of Consolidated Omnibus Budget Reconciliation Act (COBRA) ?

A) It requires employers to extend coverage for 36 months after termination due to gross misconduct.
B) It requires employees to reduce the hours that lead to a gain of health insurance.
C) The beneficiaries of employees who still have their health insurance have access to the same services.
D) The beneficiaries of the employees get free coverage even if the employee has lost access to his health insurance.
E) The beneficiaries receive the advantage of purchasing coverage at the individual rate.